FAQs

Insurances

Q Insurance is really expensive

A Nothing could be further than the truth. Did you know that a couple both aged 35 years could for less than $2.00 dollars a day each have $500.000 of life cover.*

*Based on standard rates for non smokers

Q I have given up smoking should my insurance be cheaper?

A Yes most definitely, but it is interesting why your broker or insurance company has not told you (we know the reason). With FPNZ Advice, if you have not smoked for twelve months we will get you a better deal; either increase your cover by up to 100% or reduce your premiums by up to half.

Q How do I know which insurance is best for me?

A The short answer is that you don’t, however FPNZ Advice will ask you to complete a needs analysis that will show you where you are at risk. From there they will make a number of recommendations and provide a comprehensive report, then you decide what is right for you. It is your call.

Q Insurances are all too hard to understand and I have enough anyway.

A Yes it can be hard to understand if you buy it over the counter at the bank or via the internet FPNZ Advice makes it easy by providing quality advice to help you decide and remove any difficulty or doubt . How much is a good question, certainly not to much may be better than not enough but that’s our task to work it out for you…